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Does Trader Joe’s Accept Discover Card? (Answered)

Does Trader Joe's Accept Discover Card

If you own a Discover Card, we have no doubt that you’ve heard the words ‘sorry, we don’t take Discover’ more than once in your life. So, it is no surprise you’re wondering ‘Does Trader Joe’s accept Discover Card?’.

Yes. Trader Joe’s accepts Discover Card. In fact, they seem to accept all debit/credit cards, including international credit/debit cards. This means that you’ll have no issues using Discover to make payments in-store.

Let’s explain. 

Trader Joe’s: An Introduction

Trader Joe’s probably is a store that needs no introduction. Chances are, you’ve already been there. It is one of the largest grocery store chains in the US, but it retains a very ‘community’ feel to it.

In fact, rather than being placed on massive trading estates like some of the other major grocery stores in the US, you will often find a Trader Joe’s located in the heart of a community.

Trader Joe’s has a philosophy of offering quality products at incredibly low prices. Although, if you walk into one of their stores, you may not find everything that you need for your weekly grocery shop.

Instead, Trader Joe’s offers unique food products (most of them pre-prepared meals), for you to tuck into. In fact, the vast majority of people that head into Trader Joe’s are here for the unique products that they can’t get anywhere else.

Some of the products only stay on the Trader Joe’s shelves for a few weeks (they move through product lines quickly), so if you don’t snap them up as soon as they go on sale, you may never get them. 

Everything about being inside a Trader Joe’s feels wonderful. The staff is attentive. The products are not packed with GMOs and artificial flavorings (or high-fructose corn syrup).

This is a place that not only offers unique flavors but also wants its customers to eat a little bit healthier. 

While you probably won’t be getting everything that you need at Trader Joe’s, this is certainly a store that you will want to head to repeatedly. It is great just checking out some of the great flavors that Trader Joe’s offers.

Payment Methods Accepted at Trader Joe’s

You can use any one of the following payment methods at Trader Joe’s:

  • Credit cards
  • Debit cards
  • Checks
  • EBT cards
  • Trader Joe’s Gift Cards
  • Apple Pay
  • Google Pay
  • Samsung Pay

After reading through the FAQs for Trader Joe’s, there doesn’t seem to be anything that explicitly bans the use of certain debit/credit cards at Trader Joe’s.

So, in addition to accepting Discover Card in their stores, you can use other credit/debit card payment methods that may be traditionally turned down by other stores e.g., American Express (Amex). 

Interestingly, you can also link your Discover Card to Apple Pay, Google Pay, and Samsung Pay. So, if you are in another store that doesn’t accept Discover but accepts one of those payment methods, you can pay using that instead.

Although, we won’t go into that here. Although, we do want to point it out as it means that you now have access to Discover Card in far more stores than ever before. 

Discover Card: An Overview

Discover Card is a credit card issued in the United States. Sears originally introduced it in the 1980s. Discover Card was famed for its low fees, great rewards, and more when it was launched.

People snapped the credit card up, and lots of people in the US are still picking up Discover Cards.

The problem is that Discover Card (very similar to Amex) is not accepted by many stores. This is because Discover Card needs to be processed by the system in a slightly different way.

While card payment processing systems are always set up for MasterCard and Visa, most will not support Discover. It costs too much for a company to support, particularly a smaller business. Although, this now seems to be changing.

For a long while, if you had a Discover Card, you’d need to carry a backup payment method in your pocket.

You would use Discover Card wherever possible (so you can enjoy those awesome rewards), but be resigned to using another payment method if needed, and it was pretty much always required. Although, things have now changed slightly. 

Does Trader Joe’s Accept Discover Card?

Trader Joe’s does accept Discover Card. You can use your Discover Card just like any other credit/debit card in their store.

This information comes from the Trader Joe’s FAQ on its website. It doesn’t explicitly state that Discover Card cannot be used in their stores.

Understanding the Usage of Discover Card at Trader Joe’s

You can use the Discover Card like any other debit/credit card at Trader Joe’s. There seem to be no restrictions on how you can use Discover Card. Just use it like you normally use your Discover. 

Other Credit Card Options at Trader Joe’s

Trader Joe’s accepts all credit/debit cards at their stores. According to their FAQ, there are no restrictions on what you can use.

So, if you have a normal debit/credit card (including an international option), then you can use it in Trader Joe’s without any issues.

Most people default to using their Discover Card due to the cool reward system that Discover has in place.

Consumer Experiences and Feedback

Nobody online seems to give any feedback about using their Discover Card. It is an accepted payment method, and people rarely complain when things go ‘right’ after all. So, you’ll be fine when you take your Discover into the store! 

Final Thoughts

Trader Joe’s accepts most common payment methods, including Discover Card. You can even tie your Discover Card to your Apple Pay, Google Pay, or Samsung Pay accounts and use it to pay for your groceries like that. Although, you may as well just use the Discover Card as you normally would. 

There are no restrictions on using your Discover Card at Trader Joe’s i.e. no minimum or maximum payments, and no restrictions on the goods that you can buy. 


Shane is a fitness enthusiast who also has a passion for trying and cooking new foods. His favorite stores to shop at include Trader Joe's, Wholefoods Market, Sprouts, Stater Brothers, and Target.

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